Managing MoneyManaging Money (www.managing-money.org) is a financial literacy clearinghouse featuring Consumer Action’s award-winning multilingual educational materials, headline news on personal finance topics and recommended publications created by other organizations and government agencies. The materials focus on financial services, sound financial planning and debt management, saving for emergencies and retirement and how to avoid frauds and scams.
- September 27, 2016What to consider before paying off a vehicle loan
- September 27, 2016Did Wells Fargo target seniors with its bogus-account scheme?
- September 26, 2016Why gift card draining is on the rise
- September 26, 2016How to pay for college with less stress?
- September 26, 2016Tough questions about long-term care insurance
CA News & Special Reports
Consumer Action INSIDER - September 2016 The September issue of the Consumer Action INSIDER offers information on CFPB activities and class action lawsuits as well as updates on coalition activities. This month we also update you on our "Economic survival guide for servicemembers and veterans" trainings; explore the value (or lack thereof) of super cheap auto insurance; introduce our new report on the CFPB's consumer complaint database; and detail a couple of upcoming financial and retirement planning webinars. (Thursday, September 01, 2016)
Five Recent Publications
The Fair Debt Collection Practices Act (Chinese). 這本簡明的公平追討債務法案(FDCPA)小冊子讓消費者明白追債公司必須依照法律規定來追討債務，法律允許他們採取哪些行動，以及法律不允許他們採取哪些行動。該手冊還提供了關於如何阻止追債公司不斷聯繫你的資訊，如果追債公司違反公平追討債務法案(FDCPA)時你可以怎麼做，以及你可以從哪裡得到更多的資訊和個人援助。 This concise guide to the Fair Debt Collection Practices Act (FDCPA) makes consumers aware of what collectors must do under the law, what they are allowed to do, and what they are prohibited from doing. It also provides information about getting a collector to stop contacting you, what your options are if a collector violates the FDCPA and where to get more information or personal assistance.
The Fair Debt Collection Practices Act (Korean) How it restricts collectors and protects consumers. 공정 채권 추심법(the Fair Debt Collection Practices Act, FDCPA)에 대한 이 안내서는 법으로 규정된 채권 추심자들의 의무, 허거된 추심 행위 그리고 불법 추심 행위 등을 소비자들에게 알립니다. 이 안내서는 또한 채권 추심자들로부터의 접촉 차단, 채권 추심자들의 법률 위반시 대처하는 방법, 추가 정보 또는 지원 받는 요령 등에 대한 정보도 제공합니다.
This concise guide to the Fair Debt Collection Practices Act (FDCPA) makes consumers aware of what collectors must do under the law, what they are allowed to do, and what they are prohibited from doing. It also provides information about getting a collector to stop contacting you, what your options are if a collector violates the FDCPA and where to get more information or personal assistance.
The Fair Debt Collection Practices Act (Spanish) How it restricts collectors and protects consumers. Esta guía concisa acerca de la ley sobre el cobro de deudas justo (Fair Debt Collection Practices Act o FDCPA) le informa al consumidor sobre las obligaciones de cobradores; sobre lo que tienen permitido hacer los cobradores; y sobre lo que tienen prohibido hacer los cobradores. También ofrece información sobre cómo conseguir que un cobrador deje de comunicarse con usted; sobre sus opciones cuando un cobrador infringe la ley FDCPA; y dónde obtener más información y ayuda directa.
A guide to finding the right job training school (Korean). 해당 학교 또는 프로그램의 평판이 좋고 공정하게 가격이 책정되었다면 직업 훈련은 미래를 위한 가치있는 투자일 수 있습니다. 이 가이드는 직업 훈련 프로그램이나 학교를 고려하고 있는 사람들의 합리적인 선택, 과도하거나 부당한 학자금 대출 방지, 그리고 영리 목적 학교 사기 피해를 입었을 때 대처법 등에 대한 도움을 제공합니다.
Job training can be a valuable investment in your future—if the school or program is reputable and fairly priced. This guide is designed to help anyone considering a job training program or vocational school make an informed choice, avoid excessive or unwarranted student loan debt, and know where to turn if they believe they are a victim of for-profit school fraud.
Money Management 1-2-3: TWO: Achieving Financial Goals (Chinese). “Money Management 1-2-3:你一生都應精明理財” ，這本系列手冊的詳述重點著重於初級，中級，和高級程度的基本理財技術方面。第二部份：完成財務規劃目標，列明如何更新個人預算表，積存老本，以及保護個人資產。主題內容包括：如何處理預算及債務，申報所得稅需知，關於儲蓄和投資，以及成為屋主及購買相關保險等等。 The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part two, Achieving Financial Goals, addresses updating your budget, accumulating a nest egg and protecting your assets. Topics include budgeting and debt management, saving and investing, homeownership and insurance.
Friday, September 23, 2016
Spanish-English glossary of real estate terms. A new Spanish-English glossary of commonly used real estate terms has been released to help real estate agents and brokers make the home buying process more manageable for consumers who seek to better understand the complexities of a mortgage transaction in Spanish. The glossary offers both formal and colloquial translations of key mortgage terms.
Tuesday, June 14, 2016
2016 Car Insurance & Credit Scores Report by WalletHub. The WalletHub study gives us information on the connection between credit scores and car insurance.
Friday, September 04, 2015
CFPB Monthly Complaint Report: Credit Reporting Issues. Complaint reports from the Consumer Financial Protection Bureau (CFPB) focus on a different issue each month providing a snapshot of complaint trends by type, state and company, and highlight actual complaints reported by consumers.
Friday, January 23, 2015
California Lifeline carrier search tool. The California Public Utility Commission (CPUC) has a multilingual tool that enables consumers to search for California LifeLine service providers.
Tuesday, January 13, 2015
Owning a Home. Designed by the Consumer Financial Protection Bureau, Owning a Home features an interactive, online set of resources and tools to help borrowers.
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