News

2018

August

14

• Banks and retailers are tracking how you type, swipe and tap. When you’re browsing a website and the mouse cursor disappears, it might be a computer glitch — or it might be a deliberate test to find out who you are.

• Can consumer loans ever be so expensive they break the law?. California’s high court has ruled that interest rates on consumer loans can be so high that they become “unconscionable” and, therefore, illegal — a decision that could call into question the

13

• Sports betting is now legal in several states. After the Supreme Court in May overturned a 1992 law prohibiting states from legalizing sports gambling, several states have already legalized it, and others are considering it. Here’s a look at what actions states

• White House takes aim at financial protections for military. The Trump administration is taking aim at a law designed to protect military service members from getting cheated by shady lending practices. NPR has obtained documents that show the White House is proposing changes that

• In U.S., wage growth is being wiped out by inflation. Rising prices have erased U.S. workers’ meager wage gains, the latest sign strong economic growth has not translated into greater prosperity for the middle and working classes.

• How to negotiate salary (even when you hate conflict). I’ve always pinned my poor negotiation skills on my aversion to conflict. But that’s just an excuse; the truth is, I was just looking at negotiations from the wrong perspective. Here

11

• Why Apple Pay is the highest-rated mobile P2P payment service. Mobile peer-to-peer payment services used on smartphones, tablets—and even smartwatches—have revolutionized on-the-spot money transfers. But what if that money doesn't go where you intended? And how do you know your

10

• Education department to repeal gainful employment rule. The Department of Education plans to repeal the Obama administration’s gainful employment rule, it announced Friday. The rule sought to hold all career education and certificate programs -- the vast majority at for-profit

• A new twist on rent-to-own housing. The idea of any of these alternatives is they're premised on the idea that you will eventually qualify for a mortgage to buy this house, but if you can't qualify for a mortgage

• Trump pulls back Obama-Era protections for women workers. With little notice, President Donald Trump recently signed an executive order that advocates say rolls back hard-fought victories for women in the workplace.

• Want better customer service? Don’t call. Text.. The biggest shift in customer service since the 1-800 number is underway. Some 20 million businesses now use Facebook Messenger each month to talk with customers. Apple is leading companies as diverse as Lowe’s,

• DeVos’ latest regulation rollback a blank check to scam schools written by taxpayers. The Department of Education has moved to repeal the gainful employment rule, a 2014 regulation that seeks to ensure that students who graduate from career education programs make enough money to pay back their student loans,

09

• SEC faces lawsuit over forcing e-delivery of shareholder reports (Consumer groups and paper/print industry petition U.S. Court of Appeals for DC). WASHINGTON, D.C. – Consumer Action in early August joined the American Forest & Paper Association, the Printing Industries Alliance, Twin Rivers Paper Company and the Coalition for Paper Options in filing a

• CFPB no place for Donald Trump's neophyte nominee. You wouldn't send in a relief pitcher who never pitched an inning. Or take your car to an auto mechanic who never repaired one. You certainly wouldn't get surgery from someone who

• Wells Fargo accidentally foreclosed on more homes—what you should do. 625 qualified customers were denied a loan modification, causing at least 400 to lose their homes. A spokesman for Wells Fargo said the people whose homes were lost after being denied a modification may have been foreclosed

• CVS to offer nationwide telemedicine service through a smartphone. The telemedicine service will be offered for diagnosis of conditions such as colds and flu, skin issues and general wellness matters. The video visit service, which will be provided on smartphones, will cost $59 and

• Millennials are raiding 401(k)s for a down payment—there's a better way. Rising prices are making it difficult, if not impossible, for some first-time home buyers — especially millennials — to come up with enough cash to cover the down payment. To get in the game, some

• No, your iPhone isn't eavesdropping on you. In a letter to federal lawmakers, the tech giant insisted that iPhones do not listen to what users are saying and said third-party app developers don't have access to audio data. "We believe

08

• One in 8 divorces is caused by student loans. In general, finances are the leading cause of stress in a relationship, according to a study by SunTrust Bank, and student debt takes a particularly hard toll on a marriage. And more than one-third of

07

• Dept. of Justice said court made mistake allowing AT&T to acquire Time Warner (Chinese). 美國司法部今天怒批法院允許AT&T以850億元併購時代華納（Time Warner），還說聯邦法官錯估經濟情勢。