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Consumer Action Publications

Consumer Action creates award-winning free multilingual educational guides on a wide range of personal finance topics and other subjects of interest to consumers. Many publications are available in Chinese, Korean, Spanish and Vietnamese, as well as English. Each year, we distribute more than a million of our publications through a national network of 7,500 community organizations. Nonprofit and community-based agencies may order these free publications in bulk by clicking here for downloadable order forms or online ordering instructions.

2018

February

16
Get Credit for Your Hard Work (2017 Tax Year) (Vietnamese) Cover

Get Credit for Your Hard Work (2017 Tax Year) (Vietnamese) Low-income working taxpayers may qualify for the federal EITC. Tiền được trả về từ thuế thâu nhập EITC (The Earned Income Tax Credit) giúp những người lao động và gia đình của họ có mức thâu nhập thấp nhận thêm tiền thuế trả về khi họ khai thuế liên bang. Nội dung ấn bản này bao gồm các quy định cho mùa thuế 2017.
The Earned Income Tax Credit (EITC) helps low-income, working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2017 tax year.

09
Get Credit for Your Hard Work (2017 Tax Year) (Chinese) Cover

Get Credit for Your Hard Work (2017 Tax Year) (Chinese) Low income working taxpayers may qualify for the Federal EITC. 工薪退稅優惠(EITC) 有助於低收入工作納稅人及家庭在申報聯邦所得稅時得到更多的退稅。本手冊包含2017年稅務年度的低收入者工薪退稅優惠(EITC)指標。
The Earned Income Tax Credit (EITC) helps low income, working taxpayers and families get more money back when they file their federal income tax forms.This publication contains EITC guidelines for the 2017 tax year.

05
Get Credit for Your Hard Work (2017 Tax Year) (Korean) Cover

Get Credit for Your Hard Work (2017 Tax Year) (Korean) Low-income working taxpayers may qualify for the federal EITC. 근로 소득세액 공제(The Earned Income Tax Credit, EITC)는 저소득 근로계층 납세자들과 가족들이 연방 소득세 신고를 할때 보다 많은 환불을 받을 수 있도록 도와줍니다. 이 안내서는 2017년 과세연도의 EITC에 대한 정보를 담고 있습니다.
The Earned Income Tax Credit (EITC) helps low-income, working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2017 tax year.

January

25
Get Credit for Your Hard Work (2017 Tax Year) Cover

Get Credit for Your Hard Work (2017 Tax Year) Low-income working taxpayers may qualify for the federal EITC. The Earned Income Tax Credit (EITC) helps low-income working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2017 tax year.

Get Credit for Your Hard Work (2017 Tax Year) (Spanish) Cover

Get Credit for Your Hard Work (2017 Tax Year) (Spanish) Los contribuyentes activos de bajos ingresos pueden calificar para el Crédito Tributario por Ingreso del Trabajo (EITC). El Crédito Tributario por Ingreso del Trabajo (EITC, siglas de Earned Income Tax Credit) ayuda a los contribuyentes activos de bajos ingresos y a sus familias a recibir más dinero en reembolsos cuando presentan su declaración federal de impuestos. Esta publicación contiene las pautas establecidas para el año impositivo 2017.

23
Micro business: Preparing for success (Korean) Cover

Micro business: Preparing for success (Korean). 매우 작은 (또는 마이크로) 비즈니스 창업은 장기적인 사업 및 재정적 성공의 열쇠가 될 수 있습니다. 그러나 많은 비즈니스들이 처음 몇 년을 버티지 못하므로 창업은 쉬운 결정이 아닙니다. 이 안내서는 마이크로 비즈니스 계획 및 창업 과정, 비용/수입 산정, 자금 조달, 법적 및 전문적 필요 사항 파악 (보험, 회계, 사업 조언 등) 그리고 인터넷을 이용한 비즈니스 둥에 대해 설명하고 있습니다.
Starting a very small—or micro—business can be the key to long-term professional and financial success. But since many businesses do not make it past the first few years, becoming an entrepreneur is not a decision to make lightly. This guide explains the process of planning and launching a micro business, from estimating costs/earnings and finding funding to identifying legal and professional needs (insurance, bookkeeping, business advice, etc.) and doing business on the internet.

2017

December

21
Personal bankruptcy: Your financial fresh start (Vietnamese) Cover

Personal bankruptcy: Your financial fresh start (Vietnamese). Khai phá sản có thể giúp người tiêu thụ đang rối rắm vì mắc nợ, nhưng trước khi quyết định khai phá sản, người ta cần biết rất nhiều về thủ tục khai phá sản và hậu quả của nó. Bản hướng dẫn này giải thích sự khác biệt giữa hai loại khai phá sản cá nhân, người khai phải làm gì, các món nợ và tài sản sẽ ra sao, suy xét về các lựa chọn khác, giải thích khái quát về các thủ tục pháp lý, và hướng dẫn tìm sự trợ giúp ở đâu cũng như các chi tiết khác. 
Bankruptcy can offer a financial fresh start for consumers overwhelmed by debt, but there is a lot to know about the process and potential consequences before a decision to file can be made. This guide explains the differences between the two types of personal bankruptcy, what is required of filers, what happens to debts and assets, alternatives to consider, the general legal process, and where to find assistance and more information.

November

29
Personal Bankruptcy: Your financial fresh start (Spanish) Cover

Personal Bankruptcy: Your financial fresh start (Spanish). La quiebra o bancarrota puede ofrecer un nuevo comienzo financiero para los consumidores abrumados por la deuda, pero hay mucho que aprender sobre el proceso y las posibles consecuencias antes de poder tomar esa decisión. Esta guía explica las diferencias entre los dos tipos de bancarrota personal, qué se requiere de los contribuyentes, qué pasa con las deudas y los activos, las alternativas a considerar, el proceso legal en general y dónde encontrar asistencia y más información.

October

30
Personal bankruptcy: Your financial fresh start (Korean) Cover

Personal bankruptcy: Your financial fresh start (Korean). 파산은 감당할 수 없는 채무가 있는 소비자들을 위한 재정적인 재기의 기회를 제공하지만 파산 신청을 결정하기 전에 처리 과정과 잠재적인 결과에 대해 알고 있어야 할 것들이 많습니다. 이 안내서는 개인 파산의 두가지 형태, 신청 자격, 부채와 자신의 처리, 고려할 대안, 일반적인 법적 처리 과정 및 지원과 상세한 정보를 찾는 방법 등에 대해 설명하고 있습니다.
Bankruptcy can offer a financial fresh start for consumers overwhelmed by debt, but there is a lot to know about the process and potential consequences before a decision to file can be made. This guide explains the differences between the two types of personal bankruptcy, what is required of filers, what happens to debts and assets, alternatives to consider, the general legal process, and where to find assistance and more information.

20
Tax basics for earners in the ‘sharing economy’ (Chinese) Cover

Tax basics for earners in the ‘sharing economy’ (Chinese). “經濟共榮”可以讓你利用業餘時間來賺一點外快,它甚至也可能會成為你的主要收入來源。不過這兩類收入都可能對你的納稅情況造成影響。這本刊物與稅務建議無關,但可以協助你瞭解如何正確申報收入及開支、如何善加利用你應得的減稅優惠、如何避免在申報退稅時有任何意外驚訝發生,以及如何獲得更多相關資訊及協助。
The sharing economy might enable you to put a little extra cash in your pockets in your spare time, or it could be your primary source of income. Either way, earning money will have an impact on your tax situation. This publication, while not tax advice, will help you understand how to report your income and expenses accurately, why you should take advantage of all the deductions you’re entitled to, how to avoid an unpleasant surprise when you file your tax return, and where to get more information and assistance.

 

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