Consumer Action Publications
Consumer Action creates award-winning multilingual educational guides on a wide range of personal finance topics and other subjects of interest to consumers. Many publications are available in Chinese, Korean, Spanish and Vietnamese, as well as English. Each year, we distribute more than a million of our publications through a national network of 7,000 community organizations. Non-profit and community-based agencies may order these free publications in bulk by clicking here for downloadable order forms or online ordering instructions.
2020
March
24
Improving your financial health with FinTech (Korean) 개인 금융 앱 초보자를 위한 가이드.
금융 기술 (Financial technology [FinTech])은 소비자와 기업을 위한 강력한 금융 서비스 도구 개발을 위해 인터넷 및 앱 (다운로드 가능한 모바일 소프트웨어)과 같은 최신 기술을 이용하는 것입니다. 핀테크는 재정 개선에 동기를 부여하고 목표를 향해 노력하는 사람들을 위해 이 과정을 보다 편리하고 효율적이며 보람있게 만들 수 있습니다.
이 안내서는 사용 가능한 핀테크 도구들의 유형과 그 도구들이 어떤 도움을 줄 수 있는지를 소개합니다. 또한 앱을 선택할 때 고려해야할 사항과 핀테크를 안전하게 이용하는 방법을 알려줍니다.
Financial technology (FinTech) is the use of modern technology, such as the internet and apps (downloadable mobile software), to develop powerful financial services tools for consumers and businesses. For those who are motivated to improve their finances and dedicated to working toward their goals, FinTech can make the process more convenient, efficient and even rewarding. This guide will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech.
16
Improving your financial health with FinTech (Chinese) 個人理財應用程式初學者指南.
金融科技（FinTech）是專門使用互聯網及各種apps (應用程式, 是可供下載的行動軟件）的現代科技，專為消費者和企業而開發出功能強大的金融理財服務工具。對於那些希望改善他們的財務狀況並致力於實現目標的人，金融科技可以使相關過程更加便捷，成效高，甚至有回報。這本指南將詳盡介紹目前可供使用的金融科技（FinTech）種類以及它們如何為你提供幫助。本指南也將解釋選擇這些應用程序時應考慮的事項以及當你使用FinTech金融科技時應如何確保安全。
Financial technology (FinTech) is the use of modern technology, such as the internet and apps (downloadable mobile software), to develop powerful financial services tools for consumers and businesses. For those who are motivated to improve their finances and dedicated to working toward their goals, FinTech can make the process more convenient, efficient and even rewarding. This guide will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech.
Improving your financial health with FinTech (Spanish) Una guía para principiantes sobre aplicaciones móviles de finanzas personales.
La tecnología financiera (“fintech”) se refiere al uso de tecnología moderna, tal como internet y aplicaciones móviles (software móvil descargable), para desarrollar potentes herramientas de servicios financieros para consumidores y empresas. A quienes están motivados para mejorar sus finanzas y dedicados a lograr sus objetivos, fintech les ofrece la posibilidad de un proceso más conveniente, eficiente e incluso gratificante. Esta guía le presenta los tipos de herramientas fintech disponibles y cómo pueden ayudarle. También explica lo que debe tener en cuenta al elegir una aplicación y cómo utilizarla de forma segura.
Financial technology (FinTech) is the use of modern technology, such as the internet and apps (downloadable mobile software), to develop powerful financial services tools for consumers and businesses. For those who are motivated to improve their finances and dedicated to working toward their goals, FinTech can make the process more convenient, efficient and even rewarding. This guide will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech.
09
Just Say No to Scams (Quick Tips) (Spanish) Consejos breves para protejerse contra el fraude .
La hoja informativa con consejos breves “Diga no a las estafas” ofrece al consumidor conceptos básicos para ayudarle a reconocer las señales de fraude y para protejerse. También explica dónde denunciar los fraudes y dónde obtener más información.
The Spanish Just Say No to Scams “quick tips" sheet provides consumers with the basics of recognizing the signs of a scam, understanding how to protect themselves and knowing where to complain and get more information.
2019
July
22
Just Say No to Scams (Chinese).
每年許多毫無戒心的消費者被欺詐騙取高達數百萬元，儘管如此，我們仍有辦法幫你避免成為詐騙受害者。這本指南將協助消費者瞭解騙子誘騙受害者的手段，認清並迴避掉入詐騙陷阱，同時學習如何預防受騙，以及知道如何向相關部門報案。
Scammers cheat unsuspecting consumers out of millions of dollars each year, but there are ways to avoid becoming a scammer’s next victim. This guide will help consumers understand how crooks reel in their prey, recognize and evade scam attempts, and learn about scam prevention and reporting resources.
January
29
Freeze Your Credit File (Spanish) Leave ID thieves out in the cold.
El “congelamiento de seguridad” es una herramienta para ayudarle a prevenir el robo de identidad y evitar que impostores utilicen su información personal para establecer crédito. Esta publicación explica cómo “congelar” su crédito, lo cual previene que se establezca crédito nuevo a nombre suyo hasta que usted suspenda provisionalmente el congelamiento o le retire de forma permanente.
02
Tax basics for earners in the ‘sharing economy’ (Korean).
공유 경제는 여가 시간을 이용해 부수입을 올리는 것을 가능하게 할 수도 있고 주 수입원이 될 수도 있습니다. 어떤 쪽이든 돈을 버는 것은 세무 상황에 영향을 줄 것입니다. 이 안내서는 세무 조언을 위한 것은 아니지만 수입과 비용을 정확하게 보고하는 방법, 자격이 있는 모든 공제를 활용하는 것이 좋은 이유, 예상치 못한 문제를 피하는 방법, 그리고 추가 정보와 도움을 얻을 수 있는 곳 등에 대해 설명하고 있습니다.
The sharing economy might enable you to put a little extra cash in your pockets in your spare time, or it could be your primary source of income. Either way, earning money will have an impact on your tax situation. This publication, while not tax advice, will help you understand how to report your income and expenses accurately, why you should take advantage of all the deductions you’re entitled to, how to avoid an unpleasant surprise when you file your tax return, and where to get more information and assistance.
2018
November
20
October
12
Freeze Your Credit File Leave ID thieves out in the cold.
A credit file “security freeze” is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This publication explains how to “freeze” your credit file, which prevents new credit from being established in your name until you temporarily or permanently lift the freeze.
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