Get Credit for Your Hard Work (2018 Tax Year) Low-income working taxpayers may qualify for the federal EITC. The Earned Income Tax Credit (EITC) helps low-income working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2018 tax year.

Freeze Your Credit File Leave ID thieves out in the cold. A credit file "security freeze" is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This publication explains how to "freeze" your credit file, which prevents new credit from being established in your name until you temporarily or permanently lift the freeze.

Security Freeze Backgrounder Questions and Answers About Placing, Lifting and Removing a Credit Report Security Freeze. This publication answers common questions about how a credit report security freeze can protect you from ID theft, the pros and cons of a security freeze, and how to place, lift and remove a freeze. (It has been updated to reflect changes implemented on Sept. 21, 2018, under new federal law.)

Low-income Broadband Plans. The flyers in this package describe programs that offer low-income households more affordable access to the internet. A companion brochure, Getting up to speed: Broadband internet for low-income households, explains the benefits of internet access.

Improving your financial health with FinTech A beginner’s guide to personal finance apps. Financial technology (FinTech) is the use of modern technology, such as the internet and apps (downloadable mobile software), to develop powerful financial services tools for consumers and businesses. For those who are motivated to improve their finances and dedicated to working toward their goals, FinTech can make the process more convenient, efficient and even rewarding. This guide will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech.

Micro Business: Preparing for success (Chinese). 開創一個很小──或是微型──企業，可能會成為日後長期專業化以及財務成功的關鍵。但是由於很多企業無法在開始幾年後繼續維持下去，所以個人想成為一位企業家的決定絕非易事。這本指南對於計劃創業之過程，以及如何達到微型企業成功目標均有詳盡解說，內容包括：成本／盈利估算、資金籌備、確認法律及專業運作所需項目（如保險、簿記、業務建議等等），以及在互聯網營業之相關事宜。
Starting a very small—or micro—business can be the key to long-term professional and financial success. But since many businesses do not make it past the first few years, becoming an entrepreneur is not a decision to make lightly. This guide explains the process of planning and launching a micro business, from estimating costs/earnings and finding funding to identifying legal and professional needs (insurance, bookkeeping, business advice, etc.) and doing business on the internet.

Just Say No to Scams A guide to protecting yourself from liars, cheats and crooks. Scammers cheat unsuspecting consumers out of millions of dollars each year, but there are ways to avoid becoming a scammer’s next victim. This guide will help consumers understand how crooks reel in their prey, recognize and evade scam attempts, and learn about scam prevention and reporting resources.

Just Say No to Scams (Quick Tips) Quick tips for protecting yourself from fraud. The Just Say No to Scams “quick tips" sheet provides consumers with the basics of recognizing the signs of a scam, understanding how to protect themselves and knowing where they can learn more. Formatted as a two-sided black-and-white publication, the tip sheet is easy and economical for community educators to print and distribute.

Common Scams: Recognizing and avoiding fraud. This compendium of widely perpetrated scams provides details about how common scams are carried out, how consumers can avoid them, and where to report different types of scam attempts. It is intended for use with the “Just Say No to Scams” consumer guide.

Just Say No to Scams - Seminar Lesson Plan and Class Activities. This downloadable packet guides community educators through a two-hour presentation on recognizing and avoiding scams. In addition to the lesson plan (to be used in conjunction with the downloadable PowerPoint presentation), the packet includes exercises, resources and a class evaluation form.